Filing your claims!

It's the weekend!! In honor of the weekend, I'm going to spice things up for you loyal blog readers. Instead of talking specifically about roofing, I want to touch on insurance claims! If you've ever had to deal with an insurance company on a claim you're filing, more than likely, it was probably a more grueling process than you were hoping for. Now for smaller claims, insurance companies are pretty easy to work with. When you get into the bigger claims, insurance companies don't tend to fork over the money as easily. Whenever I'm working with my customers, I also insist they have an advocate with them. That's part of my job! I work with the insurance company to get my clients what they deserve.
Before we even speak with the insurance company, you need to read through your coverage and find out exactly what is covered for you. If you need the shortcut, just go ahead and contact your insurance provider and they will be able to tell you. Different companies assess situations differently. For example, if your roof is 14 years old, they may give you the depreciation value of your roof (at the time of damage) versus a full roof replacement. You just have to find out your coverage.
Now here's a tip I would love for you to follow through with. Insurance companies work well with documentation. It obviously makes the claims process a little smoother. So my tip is for you to go outside this weekend and take "before" pictures of your roof and the exterior of your home. If you ever do any repair work to it, take pictures of that as well. When you have any damage, take the "after" photos. Submit these photos, as well as any quotes or invoices you receive, to your insurance company. This will help you immensely when you go to file your claim.
Now the last part was submitting any quotes, etc to your insurance company. This quote you should receive from a professional contractor, like myself. Most of the time, you will be able to choose whomever you would like. Your contractor will be very familiar with insurance companies and will be able to help you navigate your way through the claims process.
I hope this has opened your eyes to the insurance claims process, and helped you to see that it's not as daunting as some may think... just reach out to the professionals to lend you hand!
www.sawyerroofing.com